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MONEY AND BANKING

Step 1

Here are some useful phrases and expressions for you to talk about money:
 - How many US Dollars do you want to change into Euro?
 - I have $500 to spend on myself.
 - I am going to spend my money on a holiday.
 - What did you spend your money on?
 - How did you spend your money?
 - How much did you pay for it?

- How much does the blouse cost?
- It cost me only $25.50.
- How much will you charge me to shorten my trousers?
- We charge $9 extra to shorten them.
- There is a delivery charge of $15.
- A library lends books to the public.
- Students borrow books from the library.

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MONEY AND BANKING

Step 2 

Use the verb "to waste" when money are not spent conveniently:
- I sometimes waste my money on silly things.
- Don't waste your money.
- If you want to go on a holiday, you need to "save up" your money.

Other useful phrases are:
- I would like to cash this cheque.
- Do you accept cheques?
- Can I pay by cheque / credit card?
- I'm afraid I can't afford the blouse, it's too expensive.
- How much is it worth?
- The value is about $150.